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Mortgage Center Home

Apply Now

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Bank of Carbondale Loan Officer will follow up to answer your questions.

Our goal is provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 618-549-2181.

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Calculators

Today's Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.307%  0.250%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.078%  0.250%
15 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.687%  0.000%
First Time Home Buyer
30 Year First Time Home Buyers 3% Down
 Rate  APR  Points
 4.500%  5.400%  0.750%
20 Year First Time Home Buyers 3% Down
 Rate  APR  Points
 4.125%  4.900%  0.750%
15 Year First Time Home Buyers 3% Down
 Rate  APR  Points
 3.750%  4.465%  0.500%

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